Broad perspectives enhance understanding of life. Live abroad at least once in your life and fine-tune your empathy.

When I was in high school I had a fascination with all things French.

I joined the French club. I learned to speak the language. I loved the show Les Misérables. There was something so romantic, so different about France, that I had to go there.

Sadly, I didn’t have any money.

Travel to another country.

It wouldn’t happen until several years later after college that I would travel overseas and live abroad.

It’s true that when I was a young girl I lived in Japan for two years. However, a small child doesn’t comprehend the experience of otherness that being in another country makes you feel. A small child doesn’t have the same response as an adult.

Being a young adult in a foreign country, a young American in a foreign country, was very exciting and humbling.

Living abroad is an experience that every young American should have because it helps develop an awareness of our place in the world.

Live abroad and see how the world sees us.

At the time that I write this post, we have just experienced a highly contentious Presidential election and a tough year. The U.S. has a new President and, as is the case with each new president, their vision of the world and the United State’s place in it will guide and shape their policy.

These new policies affect people. Young Americans, for the most part, live very wealthy lives compared to many people around the world. Our homes are bigger, we have electricity, and with the exception of Flint, Michigan, most of us have clean water.

We’ve experienced very little civil disruption, we have plenty of food, and most people have access to the internet.

It’s not like that everywhere.

We grow up with stories of how just and fair the U.S. is and when we step outside of our bubble we are presented with an alternative view of the history that we’ve been told our whole lives.

Leaving the U.S. to live abroad forces one to answer questions that we might not typically be asked.

We discover that some countries and citizens absolutely love the U.S. and other countries… not so much.

Travel puts us face-to-face with people who are affected by the decisions that our country makes (good or bad). When you’re faced with people who are affected by policies that we feel are in our best interest, we are compelled to defend or refute a policy with a depth of reflection that we may not normally tap into during our day to day lives in the U.S.

For many young travelers being presented with a negative or positive view of the U.S. may catch you off-guard. And you may find yourself wondering if everything that we’ve been told about our country is a lie.

Not necessarily, but how one group sees a geopolitical situation may be completely different from how another group perceives it.

When you live abroad, you see the way others see us. And that’s not a bad thing. We should have more understanding with other people from other countries.

Live abroad and become “the other.”

Living in a foreign country forces people into an experience of otherness. As a person of color, I’ve been the only black person in a class or a group (on many occasions). But there are many people who’ve never had the experience of being “the other.” It can be a shocking, disturbing and somewhat disorienting experience.

Young Americans need that experience so that they can develop empathy and develop a worldliness that can only be discovered through travel and a deeper curiosity about who and what is around us.

Young Americans need to travel abroad because not everything is about us. And to learn that life lesson, we have to venture beyond our borders. Those adventures foster a curiosity about the world that might fuel other adventures.

That curiosity about the world and willingness to explore it as a younger person will serve you well later in life if you go into international business or politics.

In recent election cycles, voters expressed concern about candidates lacking global awareness because they hadn’t traveled or lived abroad.  From a job perspective, international businesses look at global awareness through the lens of actual time spent living and exploring other places.

But, if developing a global awareness isn’t enough to entice you to live abroad, maybe the following reason will be enough: travel abroad because you can.

While you’re still single, have no kids, and basically have the least amount of responsibilities that you will ever have during your life. Of course, you can travel abroad at any age, but that first time when you have very little to lose and everything to gain, that first experience is everything.

For some people, that one experience will be enough. For others (like myself) that first trip will become addictive. And, each trip has grown my global awareness, my awareness of my role as an American citizen, and fed my lust for adventure.

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Traveling with your S.O. probably seems like a dream, but it’s not always what it’s cracked up to be. Do this so you don’t regret your shared vacation.

Successful relationships require compromise. And nothing shows your ability to compromise like traveling with your S.O.

If you plan on marrying your S.O. someday — or even if you’re just planning on moving in together — you should first travel to a strange land, even if it’s Poughkeepsie NY.

Traveling with your S.O. is a good insight into what life together forever will be like.

You’ll be out of your comfort zones. You’ll spend more uninterrupted time together than you do at home. You’ll get insight into each other’s idiosyncrasies. You’ll have to manage a micro-budget. You’ll interact with strangers. You’ll disagree on directions. You’ll likely fight.

So, go away with your S.O.

But watch out. You might discover that you like different things when you travel. How do you prepare for this life-lesson when you want to holiday differently together? Here are 11 points to keep in mind:

Talk before you walk.

If you’re certain you want to travel together and certain you’ll want different things from traveling, have a talk before you head off on your big adventure.

Be open and honest about what you both want. Talk through your differences. You may relish lying on the beach with a good book. Your S.O. may want to hike every trail available.

It’s possible to do both and both be happy. It’s just easier if you talk first.

Talk money.

I did say talk before you walk, but money requires its own talk.

Traveling with your S.O. can bring your different money beliefs into sharper focus. Before leaving with your bae, be clear on your vacation budgets. Know how you’ll divide and conquer expenses.

Be okay if you’re not splitting it 50/50, but know that you’re not splitting it 50/50 before you go. Be clear with how you’ll spend your money and how long it must last. If you each have your own budgets, be okay with the idea that you won’t spend the same amount.

Go slow.

Traveling long distance for a long time may be the ideal vacation, but it’s only ideal if your S.O. is your ideal travel buddy.

Take it slow at first. Go away for the weekend, maybe just a short road trip. After you survive 24 hours, maybe shoot for 48 hours, and then 168 hours, and so on.

With each successful trip, move onto longer and farther trips. It sucks when your first trip is two weeks together on the other side of the world and you have no place to go to escape from what turned out to be a Bad Idea.

Spend time alone.

You’re an extrovert and your S.O.’s an introvert. You’re the drummer and your S.O.’s the lead singer. This is okay. It’s not often that couples are the exact same and that’s okay. It’d be kind of boring otherwise. Be okay with time alone. Get away from each other. Distance yourselves from yourselves and make your hearts grow fonder of each other.

Use each other’s strengths.

The Wonder Twins are wonderful because they’re not alike. They have different strengths and personalities. Leverage what you’ve got and let your boo leverage what they’ve got.

One of you may be directionally challenged while the other can’t itemize a dinner bill. One of you may be better at driving on the opposite side of the road while the other is better at speaking the local language.

Let go of what you’re not good at and relish the ways your other half makes life easier on the road.

Compromise.

Whether you have a short-term S.O. or a long-term S.O., the success of your relationship hinges on compromise.

Don’t lose yourself completely in the life of your other half, but also remember that you’re not the only one in the relationship. Give a little while you get a little. That leads to a lot. The reward is you both get a little of what you want and a lot of time and experiences together.

Set a low bar.

When you first travel together, set low expectations. Don’t wish for or expect the worst; just don’t expect a honeymoon. Sometimes it best to hope for the best and plan for not the best.

Practice patience.

Practice does make perfect. Patience isn’t just a Guns & Roses’ song.

You’ll both be out of your elements when traveling with your S.O. You won’t have the comforts of home. You won’t have your reliable resources. The environment may be unfamiliar. All of these variables, when different, add up and add pressure on both of you. Give each other the benefit of the doubt and forgive easily.

Chill.

Practicing patience is about your reaction to your S.O. Being chill is about being patient with the unfamiliar.

Everything may be new and different to your bae and one (or both) of you might go off the rails. You need to stifle the urge to freak out and try to be calm.

Realize that things rarely go exactly according to plan. You need to be chill when traveling with your S.O. Be okay with how everything flows — or doesn’t flow.

Live in the moment.

Lao Tzu said, “If you’re stressed about something you’re worried about the future. If you’re depressed, you’re worried about the past.” Neither the future nor the past is

Neither the future nor the past represent true reality. Only the here and now exists. Live in the moment. You both will have a much better experience.

Remember the point.

Don’t forget that the point of traveling with your S.O. is to spend time and create experiences.

Remember that you had enough interest in this person to make them your boo. You enough interest to go away together. Value the time you spend together because before you know it you’ll be back to your old routine.

A vacation should be fun, exciting, and relaxing. Focus on the fun and whether you and your S.O. want the same thing, you’ll have a good time.

Safe travels!

Do you have a story of traveling with your S.O.? Was it a nightmare or bliss? Let us know in the #Adulting community on Facebook.

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Fund Your Ideal Lifestyle offers personal stories with pop culture references in a highly-entertaining and modest read.

This is the second in an ongoing book review series we’re doing here at Adulting. If you have a book you’d like us to review, or if you’re an author with a book you’d like us to review, please let us know! We’ll consider all submissions but cannot guarantee that we’ll select yours.

Today we’re talking about Fund Your Ideal Lifestyle by Clayton Daniel. Clayton is a former financial adviser who realized, after talking with his clients, that people wanted more choice and freedom in how they use their money. Based on his personal and professional experience in creating ideal lifestyles, his book (and accompanying website) was born. Bonus: if you go to his website, you can download the first chapter for free!

Listen to our recent interview with Clayton Daniel!

Unlike most motivational lifestyle books, this one encourages you to decide for yourself what your ideal lifestyle looks like. He doesn’t bang the retire early drum or force you to travel the world; he recognizes that not everyone has those goals. But he wants you to identify what your goals are so, throughout the book, he guides you through a series of exercises to determine exactly that. Because once you know what you’re trying to achieve, you can set up your money and your choices to make it come true.

Money, and how you manage it, is the crux of the book. As an advocate for reducing decision fatigue, Clayton presents his 5 bucket system as a solution. The system involves automating as many decisions as possible so that you can give your energy and attention to what’s actually important. Knowing that your rent money will automatically be paid on the due date or that your discretionary spending money will appear in your account relieves you of the reminders and the pressure to do so. And for those who are leery of not having control? He maintains that every decision regarding the automation is left in your hands; not one choice or movement is made without you authorizing it.

It’s essentially using the banking and bill payment features already at our disposal to our advantage. He just gives the push to do it.

Also in his automation strategy is investing. As a warning: there’s a lot about investing in this book. Clayton makes a strong case that investing is the best way to create wealth and fund your ideal lifestyle. The information is logical and easy to digest, and he infuses it with humor and examples to lighten up the dryness but still. Investing is boring. Necessary. But boring. Fortunately, you can always skim it on the first read and then reread each section one at a time when you’re ready for it. This isn’t a one-sitting book, and it’s not a one-read only book.

Now you’re probably thinking that there’s dozens of books like this one. What separates this book from others in its genre and why should you read it instead? Well, it has personality. It’s not a dry, boring book. It’s filled with humor (especially in the footnotes — not since Jen Lancaster’s books have I been so entertained by footnotes), subtle pop culture references, personal anecdotes that both tell stories and make him relatable, and it has its version of Cliffs Notes at the end of each chapter. Think chapter summaries but focused in helping you use the information effectively. The exercises he has throughout are thought-provoking and useful as well.

The book also doesn’t present itself as the only solution to your problems. It presents itself as one, although highly effective, solution. The lack of arrogance combined with a genuine desire to help the reader certainly sets it apart.

These are the important Adulting takeaways.

  • Automate your finances to reduce decision fatigue.
  • Determine what’s important to you and spend your money on those things.
  • Having discretionary money (and spending it) is okay!
  • Ask yourself “what’s my purpose in life”, a vague but important question.
  • Everyone’s definition of ideal lifestyle is different.
  • Spending and saving are fluid. Goals change and how you use your money should reflect those changes.
  • Invest, invest, invest.
Clayton Daniel

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Clayton Daniel shows how you can use the money and time you have today to fund your ideal lifestyle.

Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!

Show Notes

Our regular hosts, Harlan and Miranda, are joined today by regular Adulting.tv contributor and guest co-host, Jana Lynch. Today’s guest is Clayton Daniel, author of Fund Your Ideal Lifestyle.

What is it that you really want out of life? Are you spending too much time at work? Here’s how to stop feeling like you’re wasting the best years of your life.

Happiness and fulfillment come about when you identify what you want and find ways to achieve it with the resources (time and money) that you do have.

Clayton Daniel is a personal finance expert specializing in cognitive minimalism: the belief that outsourcing the greatest stresses in life such as money to technology and automation, result in better performance across every other area of life. Visit Clayton online at Fund Your Ideal Lifestyle.

Clayton spent ten years of his corporate career in accounting and financial advice. As personal finance flourished online, Clayton identified a broadening gap between what could be offered through financial planning, and what genuinely helped people succeed in achieving what they wanted out of life.

Clayton’s professional experience is in tax accounting, and financial advice with Dixon Advisory, AMP and his own company Hillross Silverstone. He has worked with the AFA, XY Adviser and the University of NSW.

Listen to the podcast audio by using the player above.

Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteven Flato
Music bybensound.com

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Do you want to work abroad and live your life from anywhere in the world? Sarah Li Cain shows how you can live this flexible lifestyle.

Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!

On today’s episode of Adulting.tv LIVE!, Harlan and Miranda are joined by Sarah Li Cain from High Fiving Dollars. Today we’ll discuss what it takes to travel beyond your home, see the world, and enjoy living and working outside of the United States.

Sarah Li Cain is a financial storyteller who weaves practical tips and strategies into her work so that those trying to change their money mindset can see themselves in the starring role. You can find her over at High Fiving Dollars where she answers readers questions or spilling her guts out on her latest money experiment.

Watch the video above or listed to just the audio by using the player below.

Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteven Flato
Music bybensound.com

Like what you’ve heard?

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For a limited time you’ll receive our new book, The Best Bank Accounts for Adults, when you sign up!