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Show Notes
Chonce Maddox joins us to talk about paying down student loans. Like many saddled with student loan debt, Chonce has struggled to make ends meet. In this special episode, recorded live on the Ally podcast stage at FinCon.
Chonce is a successful freelance writer who covers personal finance topics for a variety of outlets and writes at MyDebtEpiphany.com. In this episode, we talk with Chonce about setting intentions, changing your money mindset, and using all the tools available to you in order to pay down debt and crush student loans.
Listen to the audio podcast above.
Hosted by Harlan L. Landes and Miranda Marquit Produced byadulting.tv Edited and mixed bySteve Stewart Music bybensound.com
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It’s really tempting to quit your job with a flourish. We’ve seen the stories of the souls who launch into a tirade and stick it to the soul-sucking company they’ve been working for years.
It’s a nice thought, but an office meltdown or dramatic exit as you leave customers in a lurch probably isn’t the best way to quit your job. When you burn bridges, you run the risk of having your behavior come back to haunt you later.
Today, we talk about how to quit your job without destroying your career, and while keeping your network intact.
Concepts
Reasons your current work relationships matter.
The importance of maintaining connections for networking purposes.
Why a dramatic exit might feel good but could cost you be ruining your reputation in an industry.
How to approach your boss about having the talk about you quitting.
Tips for having the conversation with your boss, without telling your coworkers.
The importance of talking with HR and making sure you understand the terms of your employment.
What you need to know if you plan to work for a competitor.
How to respond if your boss is being unpleasant.
This week’s DO NOWs address the steps you need to take in order get ready to quit your job. They include double-checking the terms of your employment before you talk to anyone, as well as creating a script.
Our listener this week really wants to be mean to everyone in their toxic work environment. However, that might not be the way to go. We talk about the merits of being professional no matter what — even if you don’t want to maintain relationships with those around you.
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Relationships can be tricky, especially today when so much is in flux. Whether you are in a long-distance relationship, or whether you live with your S.O., trust issues can come up.
This sort of insecurity in your relationship can be toxic. You don’t want your own insecurities to get in the way of a great thing. At the same time, you do need to navigate the situation if trust issues are reasonable.
In this episode, we talk about how you can get beyond relationship insecurity and feel good about your relationship.
Concepts
Signs of relationship insecurity.
Indications that you’re going overboard trying to verify your partner’s activities.
Questions you should be asking yourself about your relationship and where you stand.
Problems that can lead to trust issues.
Tips for getting beyond relationship insecurity.
Ideas for feeling confident in yourself.
How to handle rejection without letting it impact your next relationship.
Our DO NOWs this week are all about focusing on your relationship and reminding yourself of what you like about it. It’s important to acknowledge what you like about your relationship — as well as learning to stop comparing your relationship to others’.
This week’s listener question tackles the difficult situation of overcoming trust issues when your partner has cheated on you.
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It’s easy to think of customer service representatives as irrelevant. Other service workers often get very little of our attention — and civility.
But one of the best things you can do is recognize the humanity of other people. And that includes being your best self and treating everyone well, no matter how lowly their jobs.
Plus, when you’re decent to others, there’s a good chance you can get better customer service and more of what you want.
Concepts
Ways customer service reps can actually help you.
The importance of service jobs like those done at the store or in the restaurant.
Tips for speaking with customer service reps and others so you are more likely to get what you want.
When to ask for a supervisor.
How to get a discount.
When and how to turn to social media to get what you want.
The importance of thanking others for their help.
This week’s DO NOWs are fairly straightforward and include thinking through your customer service call before you make it. It’s all about preparing ahead of time so you know what to say, and so that you say it with calm confidence.
One reader wonders about all the great deals others are always talking about. While other people tend to get amazing discounts, our reader struggles. We have suggestions on how to get what others receive.
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Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!
Show Notes
We don’t have a video, but we do have an amazing conversation about Tinder dating with Gwen from Fiery Millennials. Gwen shares some dating horror stories with some help from Miranda and how you can increase your chances of weeding out the losers from your dating pool.
Everywhere you look, someone wants to know your credit score. The credit game is serious business. It can impact whether or not you can get a loan for your home, and can even influence your auto insurance rate in some states.
In fact, there is some indication that your credit matters when you’re looking for a date. Increasingly, the credit game is part of the dating game.
So, what do you need to know about credit? And how can you make sure that your credit is good credit? Harlan and Miranda tackle this issue in this week’s episode.
How to develop good credit habits that can result in a good score.
For this week, our DO NOWs are about making sure you are checking your credit and financial accounts regularly. Check your credit report, set up with a consumer credit site, and create a schedule for monitoring your accounts.
This week, a reader asks how they can repair their credit. With the credit game, though, you don’t always need someone else to take care of business. We talk about what a credit repair company can — and can’t — do.
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One of the common themes of the college experience is the internship. So often, it’s required to graduate. And, even if it’s not, many people feel like an internship is necessary in order to get practical work experience.
But just because an internship is necessary, it doesn’t mean that it’s actually useful. In recent years, controversy has surrounded unpaid internships, thanks to some shady practices by some companies.
Before you decide to go for an internship — especially one that’s unpaid — listen to this week’s episode.
How to make the most of your experience, even if the situation isn’t ideal.
A look at the federal guidelines governing internships.
Tips for managing an unpaid internship when you really can’t afford it.
This week, DO NOWs are about deciding whether or not an internship is worth it, and then taking steps to get the best possible position.
This week’s listener question deals with weighing the pros and cons of different types of internships. When does it make sense to take an unpaid internship over one that’s paid?
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Romance is important to a lot of people. But what happens when you’re not romantic at all?
Harlan and Miranda are both firmly in the non-romantic camp — and it’s caused problems in their relationships.
If you want to light a spark and help your partner feel appreciated, you need to figure out how to put a little romance into your relationship. Join Miranda and Harlan on a journey of learning as they explore ways they can be more romantic. And maybe you’ll learn something, too!
Concepts
What is romance? It means different things to different people.
Romance isn’t the only thing in a strong relationship.
Tips for building a lasting relationship, even without an excess of romance.
What constitutes quality time together?
Ideas for sparking romance in your relationship.
We encourage you and your partner to take the free love language quiz this week as the first DO NOW. Other DO NOWs include using the information about your partner’s love language to do one thing for them this week and planning a date with your partner — one that’s out of the ordinary.
This week’s listener question addresses what you can do if your partner isn’t into romance or flirty fun the same way you are.
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Sure, sticking around your hometown will save you money. But it is a good idea for your long-term development as a grownup?
At some point, whether you wait until you finish college or take care of it sooner, moving out is an essential part of becoming an adult. Getting out of your hometown, even if it’s just for a year, can go a long way toward helping you learn new things and practice skills that can help you become an independent adult.
Concepts
Why moving out of your hometown can be an advantage.
The importance of gaining new insights and meeting new people.
How you can reinvent yourself away from stereotypes and baggage.
Advantages of getting out of your comfort zone and stretching yourself.
Tips for moving out in an affordable manner.
How to have cultural experiences without breaking the bank.
Making the most of your time away from your hometown.
How to decide when to move back to your hometown.
Coming back to your hometown after you’ve been away.
This week, DO NOWs revolve around preparing to move out. It’s about researching potential places to live, and figuring out how you can move forward with the experience.
This week’s listener question addresses feeling trapped. We look at how taking steps for moving out can help you move forward in your life — even if you can’t move out quite yet.
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Insurance feels like a waste of money. However, the reality is that you probably need it. Without it, your assets — meager as they may be — are at risk.
When you buy the insurance you need, you can cover your assets in many situations. Let’s be real: if you totaled your car, and you still owe money it, could you really afford to buy a new car right now? Plus, you’d still have a loan to deal with.
In this episode, we look at the disturbing reality that insurance is a necessary part of financial planning. In some cases (like health insurance and auto insurance) it’s even the law.
We’ll help you figure out what insurance you need to be effective.
Concepts
How insurance works.
Ways insurance can keep you from ending up in a worse financial situation.
Types of insurance required by law.
Insurance policies everyone should have.
Insurance policies that can be beneficial, depending on your situation, but that aren’t for everyone.
Types of insurance policies you should avoid.
Tips for figuring out what insurance you need.
This week, DO NOWs look at what you need to do in order to get the insurance you need. This includes writing down your needs, and documenting what you have in your home so you’re ready in case of a claim.
This week’s listener question looks at how you can feel better about the whole insurance thing. We look at ways you can get over the idea of “wasting” money on insurance.
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podcast stage at FinCon.![[A096] Take This Job: Quit Without Destroying Your Career](https://adulting.tv/wp-content/uploads/2017/11/a096-quit-your-job-1200x628.jpg)
![[A095] Insecurity Breach: Tackle Trust Issues With Your Partner](https://adulting.tv/wp-content/uploads/2017/10/a095-trust-issues-1200x628.jpg)
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![[A093] Sky-High Credit Score: Win Over Lenders and Lovers](https://adulting.tv/wp-content/uploads/2017/10/a093-high-credit-score-1200x628.jpg)
![[A092] Right Away, Sir: Maximize the Ish out of Your Unpaid Internship](https://adulting.tv/wp-content/uploads/2017/10/a092-internship-1200x628.jpg)
![[A091] Love It Up: Romance the Ish out of Your Partner](https://adulting.tv/wp-content/uploads/2017/09/a091-romance-1200x628.jpg)
![[A090] Moving Out: Get Away From Your Hometown](https://adulting.tv/wp-content/uploads/2017/09/a090-moving-out-1200x628.jpg)
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