Adulting.tv is a podcast featuring Harlan L. Landes and Miranda Marquit
Author: Harlan and Miranda
Harlan and Miranda have combined experience of more than 35 years as adults, but their actual time adulting is less than that. Harlan founded a prominent financial website in 2003, and Miranda has been writing about money professionally for over a decade.
Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!
Show Notes
Join us as we talk to Nick True from Mapped Out Money. He talks about how networking helped him find great opportunities to get started in a great career and lead a fulfilling life. He offers great insight into confidence, how to become comfortable talking to people, and how to practice networking. We also discuss networking in college vs. networking in the “real” world and establishing different networks.
Watch the video, recorded live, above, or listen to just the audio using the player below. Don’t forget to subscribe to the podcast!
Did you nail the resume and end up being called up for an interview? That’s great. But now you need to make sure you crush it in the job interview.
From making a good impression to following up effectively, this episode is all about how to impress during a job interview. Increase your chances of clinching the deal and taking the next step in your career.
Concepts
How to prepare for the interview ahead of time.
Common questions you should be ready for during a job interview.
How to conduct research on the company.
Why you need to think of good questions to ask the interviewer.
The importance of showing up early.
Tips for making a good impression during a job interview.
How to be yourself and still show you are the right person for the job.
Reasons to follow up after the job interview.
How to use a thank-you note.
This week’s DO NOWS focus on preparing for how to act during a job interview. We talk about working through common interview questions, working on a five-year plan, and figuring out what success looks like for you.
Our listener question addresses what to do when interviewers ask questions during a job interview that you find stupid, like “What tree are you most like?” We go over possible answers, preparing ahead of time, and why that could be an indication that perhaps you don’t want the job after all.
Become a Friend of Adulting
To get Adulting delivered directly to your device, subscribe using Apple Podcasts, Stitcher, Google Play, or your app of choice.
Don’t assume that working with your life partner is all sunshine and rainbows. It’s not for everyone, so make sure it’s right for you before you get too far in. Read More...
Do you want to work with your significant other? From working in a “regular” job, to potentially starting a business with your life partner, does it make sense?
It sounds like the perfect recipe for bliss. You get to work with your partner, seeing them every day? Business and pleasure FTW.
Except it’s not always rainbows and unicorns. Sometimes things get a little dicey when you mix business and pleasure with your life partner.
Concepts
The good side of working with your life partner.
Tips for spending more quality time with each other when you work together.
Challenges of working with someone you have a relationship with.
Is it possible to see each other too much?
The realities of the power dynamics once you start mixing business and pleasure.
What happens if you break up?
The importance of honesty and open communication in this situation.
How to talk about money, risks, and other issues that come with working together.
This week’s DO NOWS are all about trying to decide if you should work with your life partner. Look at whether it makes sense to run a business together, or work in the same department at your 9-to-5. If you already have a business together, review your roles and responsibilities. It might be time to change things up.
Finally, mixing business and pleasure sounds fun, but sometimes you just need pleasure for your relationship to work. Go have a date.
Our listener question deals with trying to figure out how to convince your S.O. to start a business with you. We look at whether or not it really makes sense, and how you can decide if it’s the right step for you to take.
Become a Friend of Adulting
To get Adulting delivered directly to your device, subscribe using Apple Podcasts, Stitcher, Google Play, or your app of choice.
According to the PEW research center, fewer Americans are religious. Even if they believe in God or a higher power, many Americans balk at being considered part of a religious group.
On top of that, the number of Americans who don’t believe in God is on the rise.
So, what’s happening to spirituality? And is religiousity really the same thing?
Maybe not. You might be surprised to discover that your own spirituality isn’t dependent on whether or not you follow a religion — or even whether or not you believe in any sort of a God.
Concepts
What is spirituality?
Is a belief in God or in some type of higher power or energy necessary to be spiritual?
Can you create your own spirituality without the need for religion?
How to develop a moral compass without a religion telling you what to do.
The importance of connecting to other people, no matter your spiritual tradition.
Benefits of spirituality.
How to use your own brand of spirituality to add meaning and purpose to your life.
Tips for developing more spirituality — with or without a belief in a higher power.
The goal of continued personal progress and self-improvement.
Appreciation for nature and other people.
Using your spirituality to help others and better the world.
This week’s DO NOWS focus on your values and using them to develop your own brand of spirituality. We suggest making a life map to get there. You can find examples of life maps from both Harlan and Miranda.
You can also research communities and organizations in your local area to find people who share your values. Finally, come up with three experiences that can help you enhance your spirituality. List them, and work toward them this month.
Our listener question is kind of sensitive, dealing with transitioning out of religion. We offer some thoughts on how to help your parents see your spirituality and love, even if you have decided that their religion is not for you.
Become a Friend of Adulting
To get Adulting delivered directly to your device, subscribe using Apple Podcasts, Stitcher, Google Play, or your app of choice.
The Dow recently closed above 20,000. It seems like we’re still seeing a bull run, even with some losses. Indeed, even with recent drops, the Dow is still above 20,000. But will it last?
It’s tempting to try to time the market. But the problem is that, as humans, it’s hard for us to make good choices when it comes to investing.
We talk about the need to buy low and sell high, but is this actually practical advice? Let’s look at how likely this is for you to accomplish.
Concepts
What it means to buy low and sell high.
The realities behind trying to get in low and sell high.
Does stock picking make sense?
Downsides to frequent trading.
A look at indexing and how it works.
Riding the market instead of trying to beat it.
Why most people end up selling low — they have to.
Should you invest cash instead of having it just lying around?
The psychological downsides of trying to buy low and sell high.
The concepts of rebalancing and asset allocation
How to create “buckets” of money based on your time horizons.
This week’s DO NOWS are all about taking action for a better investing future. Consider opening an investment account and setting up an automatic plan to invest in an index fund or ETF. One good place to start is Acorns, which allows you to use pocket change to start investing in ETFs.
We also suggest picking up a couple of books to learn more about investing:
This week, our listener asks about investing with a small amount of money. The good news is that you can invest, even if you feel like you’re broke. We talk about different choices you can make when you’re running low on funds, and how to make the most of each dollar. You can also read our article on how to invest when you’re broke AF.
Like what you’ve heard?
Join other #adults who receive free weekly updates.
For a limited time you’ll receive our new book, The Best Bank Accounts for Adults, when you sign up!
Looking for a new job? You need a resume. You need a great resume. Your resume needs to showcase your skill and present the case that you are perfect for the for the job.
So how do you create a resume that gets the job done? You have to be aware of the latest trends in resumes, as well as understand the importance of having your resume available in different formats.
Concepts
How resumes have evolved over time.
Using LinkedIn for your resume.
Should you create a multimedia resume?
Tips to create a resume that works well as a digital or hard copy.
Items that should included on your resume.
Tips to create a resume with a clean, readable design.
How to use keywords in your resume.
Ideas for tailoring your resume for the job.
Things you shouldn’t do on your resume.
If you are ready to create a resume, this week’s “do nows” will get you on the right track. Start by scrapping your current resume and starting from scratch. Google yourself to get an idea of what others see when they search you. And, while you’re at it, complete your LinkedIn profile.
Our listener question this week focuses on using career sites to find jobs. What should you do with the resume you build through the career site?
Become a Friend of Adulting
To get Adulting delivered directly to your device, subscribe using Apple Podcasts, Stitcher, Google Play, or your app of choice.
Tools that can help you create a multimedia resume
Like what you’ve heard?
Join other #adults who receive free weekly updates.
For a limited time you’ll receive our new book, The Best Bank Accounts for Adults, when you sign up!
1. The Best Interest Rates. The key to making the most of your savings account is to find an account with one of the best interest rates. Compounding interest is one of the strongest and most important forces in the world of money. Putting money into your interest-earning savings account today, and putting more money in every week, month, or even year, is going to have a profound effect on your balance. Look for the bank with the highest interest rate that also meets the other criteria.
2. No Fees. What’s the point of earning interest if you just have to pay it back to the bank in the form of fees? Monthly service fees, debit card access fees, and ATM fees are together a terrible nuisance and will drag you down. Thankfully, they’re very easy to avoid! When you walk into your local bank and ask to sign up for a savings account, chances are good they’re going to offer you one with fees. Don’t go that route. Look at the vetted and reviewed accounts below to avoid unnecessary fees.
3. Excellent Customer Service. Look at the bank’s Twitter feed. This is a good indication of how they deal with customers. When someone complains, how do they reply? Look at reviews where real people explain what it’s like to be a customer. Again, we’ve done the research for you and only recommend the companies with the best customer service track records. With most savings accounts, you’ll hardly deal with any humans — everything is done online. But when you do, you want to make sure you’re headed for a positive experience.
4. Online Access. It’s no longer just enough to have a website. Yes, today’s banks should have a great website where you can go to transfer money, check your balances, and see how much interest you’re earning. The bottom line is that the website must be easy to navigate and you should be able to take care of all the business you need to do with a savings account. Some banks have apps for their accounts, but even if they don’t, they should be able to work with other money management apps like Mint.
5. Company Stability. While your money is protected by insurance by the federal government if your bank were to go out of business, you want to be confident that the bank is stable. Some of the biggest and most well-known banks use their huge brand recognition to justify not needing to offer the best interest rates and terms. But if a bank is offering a great interest rate, make sure it’s a company you can trust. Again, we trust all the banks whose savings accounts we recommend to be stable for the long term.
We’ve used these criteria to evaluate dozens of the top savings accounts, and we along with the money experts at GoBankingRates like these. They are offering interest rates HIGHER than 1% today. Deposit today and you could earn $250,000 (OR MORE!) over the course of your life than if you leave your money in a low-paying account from a bank that doesn’t want you.
Like what you’ve read?
Join other #adults who receive free weekly updates.
For a limited time you’ll receive our new book, The Best Bank Accounts for Adults, when you sign up!
There are few things in life as nerve-wracking as a first date.
Could this person be The One? What if you mess up and say something stupid? What if it’s a complete disaster and you just don’t connect with the other person?
Any first date can be fun when you approach it with an open mind and try not to put too much into it. Even if you don’t find true love, you might be able to make a new friend. And that’s worth trying to make a good impression.
Take a deep breath. Step back. It’s time to explore the world of dating.
Concepts
Why do we to on dates?
The difference between being genuine and being a pickup artist.
Understanding boundaries.
Tips on things you can do to make a good impression on a first date.
Things to avoid on a first date.
The importance of following up if you are interested.No game-playing.
How to decide when it’s time to friend each other on Facebook.
What to do if things don’t work out like you hope.
“Do Nows” this week are all about taking action to get started. We talk about setting up an online dating profile and scouting good first date locations in your town. Also, make sure you do a little self-reflection to ensure that you are comfortable with yourself.
This week’s listener has cold feet about a potential first date. What happens when you think you might want to back out?
Become a Friend of Adulting
To get Adulting delivered directly to your device, subscribe using Apple Podcasts, Stitcher, Google Play, or your app of choice.
Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!
Show Notes
Today, Tara Falcone from ReisUp joins Harlan and Miranda. Some of us delay adulting as much as possible while some of us have been forced to be responsible at an age when our friends were busy being young.
Find out why Tara had to start adulting at age 13 and how supporting herself financially changed her life.
Tara Falcone, CFP® is a CERTIFIED FINANCIAL PLANNER™, former Wall Street analyst, and Founder of ReisUP LLC. ReisUP is an early-stage financial services company dedicated to increasing investing education and access for everyday investors. Her mission is to empower people to “rise up” and play a more active role in achieving their financial goals.
Watch the video, recorded live, above, or listen to just the audio using the player below. Don’t forget to subscribe to the podcast!
According to the National Institutes of Health, young adults are likely to engage in heavy binge drinking behaviors.
There’s nothing wrong with knocking back a few with your friends. Drinking is a way to unwind, relax, and be social. The problem isn’t that you’re drinking. It’s the way you’re drinking.
Drinking for adults is all about being responsible and trying to avoid behaviors that could hurt you and others. Or damage your long-term health.
Concepts
A look at some of the physical health problems that come with heavy drinking.
Understanding the mental health problems that accompany heavy drinking.
Concerns about loss of control and safety.
Tips on drinking for adults so you don’t end up in a bad situation.
Best practices when it comes to drinking.
The importance of being a good friend in drinking situations.
This week’s “do nows” require you to take a hard look at your drinking behaviors. Have they slipped into something unhealthy? We offer tips for cutting back, and how to tell when enough is enough.
Our listener is tired of just getting drunk when going out with friends. We look at alternatives to getting trashed just to get trashed, and how to approach your evolving entertainment needs with your friends.
Become a Friend of Adulting
To get Adulting delivered directly to your device, subscribe using Apple Podcasts, Stitcher, Google Play, or your app of choice.
![[B026] What Some College Graduates Know About Networking That You Don’t, ft. Nick True, Mapped Out Money](https://adulting.tv/wp-content/uploads/2017/05/nick-true-1200x628.jpg)
![[A076] Crush It: Impress During a Job Interview](https://adulting.tv/wp-content/uploads/2017/06/a076-1200x628.jpg)
![[A075] The Formula for Awkward: Mix Business and Pleasure](https://adulting.tv/wp-content/uploads/2017/06/a075-1200x628.jpg)
![[A074] Deep Connections: Find Your Own Spirituality](https://adulting.tv/wp-content/uploads/2017/06/a074-1200x628.jpg)
![[A073] Money Mission Impossible: Buy Low and Sell High](https://adulting.tv/wp-content/uploads/2017/05/a073-buy-low-sell-high-1200x628.jpg)
![[A072] Score That Interview: Make a Resume That’s Legit](https://adulting.tv/wp-content/uploads/2017/05/a072-1200x628.jpg)
![[A071] Get It: Make a Killer Impression on the First Date](https://adulting.tv/wp-content/uploads/2017/05/a071-1200x628.jpg)
![[B025] When You’re Young But Forced to Adult ft. Tara Falcone, ReisUP](https://adulting.tv/wp-content/uploads/2017/05/forced-to-adult.jpg)
![[A070] Turnt: Handle the Drinks Like a Pro](https://adulting.tv/wp-content/uploads/2017/05/a070.jpg)
