Clayton Daniel shows how you can use the money and time you have today to fund your ideal lifestyle. Read More...

Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!

Show Notes

Our regular hosts, Harlan and Miranda, are joined today by regular Adulting.tv contributor and guest co-host, Jana Lynch. Today’s guest is Clayton Daniel, author of Fund Your Ideal Lifestyle.

What is it that you really want out of life? Are you spending too much time at work? Here’s how to stop feeling like you’re wasting the best years of your life.

Happiness and fulfillment come about when you identify what you want and find ways to achieve it with the resources (time and money) that you do have.

Clayton Daniel is a personal finance expert specializing in cognitive minimalism: the belief that outsourcing the greatest stresses in life such as money to technology and automation, result in better performance across every other area of life. Visit Clayton online at Fund Your Ideal Lifestyle.

Clayton spent ten years of his corporate career in accounting and financial advice. As personal finance flourished online, Clayton identified a broadening gap between what could be offered through financial planning, and what genuinely helped people succeed in achieving what they wanted out of life.

Clayton’s professional experience is in tax accounting, and financial advice with Dixon Advisory, AMP and his own company Hillross Silverstone. He has worked with the AFA, XY Adviser and the University of NSW.

Listen to the podcast audio by using the player above.

Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteven Flato
Music bybensound.com

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Stop bitching about how old you are. Instead, get out there and enjoy life. Living a full life has nothing to do with age. Read More...

If you’re reading this post that means that you’re alive.

And, with every day you’re alive, it means you’re getting a little bit older.every.single.day.

Every. Single. Day.

To be honest, I didn’t focus on my (or other people’s) ages as I grew up. In fact, I really don’t care how old or young people are — with the exception of people that I’m dating.

Are you insecure about your age?

The older I get, the more I notice how other people put their age insecurities on me and the people around them.

You know what I mean. The person who talks about how old they are getting all the freaking time.  They drop their age into conversations with awkward precision during moments when you just don’t care.

Now, let’s be clear. I’m not saying that aging as a process doesn’t freak me out from time to time. It does. Sometimes, looking at my own mortality through the lens of my own aging body has me catch my breath in surprise.

But referring to how old you are in comparison to colleagues, or other people that you’re around, conveys an insecurity about your age that I don’t want to deal with.

We’re lucky to age the way we do in America.

I have my own insecurities. Yes, it’s true. Because I’m human. However, I also realize my American aging issues represent a First World Problem. People my age in other countries are considered bordering on elderly.  I realize I’m surrounded by people living a long and fruitful life because of access to good quality health care, clean air, and constant access to food.

I know how lucky I am. And, in those moments I hear my friends freaking out about some issue concerning their age I want to commiserate. But I also want to scream. Get over yourself. Deal with it. We all get it. Let it go. Get surgery.

We are all afraid of aging.

This is just a fact. I’ve just decided to face my aging fears head on. And, as a woman, there are additional fears that come up. Like leaving family planning too late.  But, hey, there was a lady in Germany who had quadruplets at 63 years old. Anything is possible.

I do prefer to have kids before the age of 63, though.

Age insecurities don’t help anyone.

Focus on living your best life.

My point is that instead of focusing on aging I’ve decided to focus on living my best life.

I have friends of all ages and they all give me life! My older friends show me that life doesn’t end at 27 years old. They are traveling the world, volunteering, politically active, and even starting families later in life. They are also studying, teaching, and continuously curious about the world around them. This constant curiosity about life-in-general is truly contagious.

These folks don’t have age insecurities. They get out there and live life to the fullest, without worrying about whether or not they are doing things “age-appropriate.”

My younger friends keep me in the loop about pop-culture, some technical things (even though I seem to know more), and push me to remain curious and aware of different things around me.

Every day I wake up I’m thankful and I don’t care how old I am as long as I’m still living. Each day I focus on living my life to the fullest. I speak to strangers, I tilt my face up to the sky, I practice gratitude, and I try to be kind to others.

I don’t take anything for granted.

As I write this post, I’m recalling a scary moment that happened earlier in the day. I was driving from the mountains when a giant truck raced in front of the car behind me. It was obvious that he didn’t expect to see my car in front of the other one.

He almost hit me. And, if he had, I don’t think I would have escaped that crash uninjured. Maybe not even alive. As I watched the truck speed past me, I began to shake because in that moment my life had flashed in front of my eyes.

Each day is a gift.

I don’t want to live a life of fear bound by age insecurities. I plan on continuing to push myself to grow as a human being. There are several goals that I still have pending on my list:

  • Become fluent in Spanish! I have a pretty decent grasp of it, but I would like to become fluent in Spanish by the end of this year. If Celine Dion could learn English in 4 months, I’m sure I could improve my Spanish by the end of the year.
  • Be in another music video. I was an extra in an R Kelly video. Seriously. I would love to be an extra in another music video. I need to start looking for an opportunity.
  • Live abroad for awhile. I’ve lived abroad several times before, but I feeling the call to go again. Will keep you posted.
  • Run a half marathon. Because a full marathon is too much.

I still have other dreams and goals. I have a lot of living to do.

Stop worrying about your age, whether you’re 20 or 50. Just live with passion, love fiercely, and be kind to yourself. Getting old is a wonderful thing, especially when you consider the alternative.

What do you hope to accomplish in life? What are your goals — no matter your age? Let us know in the #Adulting Facebook community.

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Feeling trapped in our own life? You can get out of that rut. Here’s how to add a little more kick-ass to your life. Read More...

Just after college I found myself in a deep, deep rut.

I lived in a small midwestern town where I had no friends and worked a job that bored me. I struggled to find anything to feel passionate about. Every day felt the same, and my outlook on the future was pretty bleak.

Being in a rut changes the way you think. It catches you in a loop, blinding you to the endless options and divergent paths a life can take. You may know deep down that there’s another way, but realizing that change is harder than it sounds.

If you’re ready to make some alterations in your stagnant routine, here are some strategies to help you out of that life rut.

Make small changes.

Some people are tempted to drop everything “Eat Pray Love”-style to get out of their rut. While that kind of extreme experience works for some people, you really don’t need to leave the continent to fix your mood and get out of your life rut (although a real vacation can help).

Small changes add up to a big difference, and they’re much easier to implement. The idea of having a life-changing adventure might appeal to some, but plenty would be intimidated by the idea. Thinking small allows you to make incremental change without taking a big, scary leap.

For example, if you’re sick of your 30-minute drive to work, find a podcast or an audiobook to spice up the commute. I used to drive three hours one way to visit my then-boyfriend, and I’d load up my iPod with new music and “Fresh Air” interviews. The drive was still dull, but at least I loved one aspect of it.

If you’re eating the same meals for dinner every week, try adding in one new recipe from your favorite food blogger or from an ethnic cuisine you love. You’ll be surprised how far a little extra flavor goes, inside the kitchen and out.

Small changes, from adding a 10-minute walk in the morning to learning a new language, can help you feel a little more invigorated by life.

Invest in an experience.

The quickest way I’ve found to freshen my routine is by taking a class. Learning something new is challenging, uncomfortable and exciting – exactly what someone in a life rut needs.

Local community centers, colleges, and businesses offer classes on any topic. I’ve taken cooking, sewing, and financial planning classes. Right now, I’m signed up for improv and drawing. These courses make me feel like I can do anything – like I’m capable of more than I realize.

Studies also confirm that spending money on experiences instead of material goods makes people happier. The joy from a vacation or museum trip lasts longer than the thrill of a new purse or piece of furniture, no matter how tempting it might be to choose the latter.

Recognize your power.

Being in a life rut feels like you have no control over your life.

Instead of dwelling on your helplessness, make a list of things you can change. You can find a new workout, reconnect with old friends, set new goals at work, foster an animal, or change your hairstyle.

Your list can help you realize how much you can change by yourself. Sure, you might not be able to quit your job right away or move to a new city, but there’s nothing stopping you from salsa dancing every weekend or eating brunch at your favorite diner.

Here are some other suggestions transforming your life in ways you can change today:

  • Be grateful. Cultivating gratitude can perk up anyone who thinks their life is dull and pointless. Keep a journal where you list three things you’re grateful for, or recall the good things that happened that day before you go to bed. Soon you’ll learn how to do this throughout the day and make it a regular habit.
  • Enjoy the little things. During my senior year of college, I struggled with depression and anxiety. I remember complaining to my mom about how every day felt like the same routine. Her suggestion? “Drink a cup of tea and have a piece of chocolate.” I begrudgingly tried it, and was shocked at how much better I felt. It’s not a permanent fix, but small luxuries can break up a humdrum day quickly and cheaply.
  • Talk to a therapist. Sometimes a life rut can be fixed by a fun weekend or change in routine. Other times, it’s a symptom of depression that needs a professional’s help. A licensed counselor or therapist can identify exactly what’s bothering you. It might take a few sessions, so don’t expect overnight results.
  • Perform service. Helping someone else is one of the best ways to feel better. Researchers say volunteering boost happiness levels. You can find a regular volunteer position or a sporadic one, depending on your schedule. Sites like VolunteerMatch.org or Idealist list positions, or you can contact organizations individually.
  • Do something hard or new. At work, ask for more challenging assignments or collaborate on a new project. When I’ve found myself in a career rut, doing work outside of my job description let me expand my skills and try something new.
  • Talk to friends. Your friends might understand or feel the same way, so talk aloud about what you’re going through. They could have their own ideas on how to help, and sometimes just sharing your struggle with someone else is enough to make things seem a little more hopeful.

There are things we can’t control. But when you recognize your power and acknowledge the things you can change, you feel better at life. And you can see some of the ways to get out of your life rut and move forward with greater purpose.

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Do you want to work abroad and live your life from anywhere in the world? Sarah Li Cain shows how you can live this flexible lifestyle. Read More...

Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!

On today’s episode of Adulting.tv LIVE!, Harlan and Miranda are joined by Sarah Li Cain from High Fiving Dollars. Today we’ll discuss what it takes to travel beyond your home, see the world, and enjoy living and working outside of the United States.

Sarah Li Cain is a financial storyteller who weaves practical tips and strategies into her work so that those trying to change their money mindset can see themselves in the starring role. You can find her over at High Fiving Dollars where she answers readers questions or spilling her guts out on her latest money experiment.

Watch the video above or listed to just the audio by using the player below.

Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteven Flato
Music bybensound.com

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It sounds hokey, but you really can change your destiny. Be real about why your life sucks, and then take steps to make positive change. Read More...

One of my favorite quotes is by Mark Victor Hansen, co-creator of Chicken Soup for the Soul:

“You control your future, your destiny. What you think about comes about.”

I like this quote because it makes you the master of your destiny, the author of your own story.

It often feels like we’re at the mercy of a million external forces. The boss has unreasonable expectations. Children and spouses have needs. Mom and dad think we should do this. The neighbor is upset about that.

Have you ever wondered, “How did I get here?” or “This isn’t the way it was supposed to be.”

Life took over and suddenly we’re living up to everyone’s expectations but our own.

But you can change your destiny. It takes some effort, but it’s possible if you take the right steps.

We made our today.

If we’re the masters of our tomorrow, then we were the masters of the yesterday that produced our today.

Today is the future yesterday. Today didn’t happen by accident. Whether you realize it or not, you consciously or unconsciously led yourself to this moment.

Our decisions, thoughts, and actions yesterday resulted in what we see, live, and feel today.

Do you like the results around you?

At this point, most people deflect to their perceived circumstances. Rather than take responsibility, it’s often easier to blame someone or something else for today’s results.

“He did this to me” or “She made me do that.” Blame your family’s social or financial status. Blame your place of birth, the economy, or politicians.

Blame any and everything you can except yourself. In the litany of blame, you’re innocent.

While it can make you feel better to approach things this way, it won’t help you change your destiny.

Gary Vaynerchuk points out that if anyone else with our perceived limitation has achieved success, then there’s no reason we can’t achieve success.

If anyone else with our perceived limitation has achieved success, then “the problem is not the problem. The problem is your attitude about the problem” (Captain Jack Sparrow, Pirates of the Caribbean).

It’s a harsh truth: if we’re not happy with our reality, we’re responsible for it.

It’s also a refreshing truth because as much as we made our today, we can change our tomorrow. Instead of placing blame, we should change what we believe. Earl Nightingale said, “What we think about we become.”

What are you thinking? The answer is all around you, and it can change your destiny.

For the Bible says so.

If we don’t like what we see around us, we must change what’s inside us. We must change our beliefs about who we are, what we’re worth, and what we can be. We can be anything we want to be, we just have to believe. This may sound like another Disney quote, but it’s a truth that goes back to history’s oldest texts.

We can be anything we want to be, we just have to believe. This may sound like another Disney quote, but it’s a truth that goes back to history’s oldest texts.

Mark 11:23 says, “I tell you the truth, you can say to this mountain, ‘May you be lifted up and thrown into the sea,’ and it will happen. But you must really believe it will happen and have no doubt in your heart.”

Changing beliefs is easier said than done, but it is doable.

Many of our beliefs are etched into our subconscious. Because they’re buried so deep inside us, we often don’t know why we believe them. We dismiss them as “it’s just who I am” or “it’s just what I believe,” as if they’re inherent truths. If our inherent truths aren’t serving us, we would do well to change them.

We can change our subconscious programming, otherwise known as our neuro-linguistic programming (NLP). This is the script we tell ourselves. It’s the voice we hear inside our head.

Did you ever wonder why you say the things to yourself that you do? That’s your NLP.

Changing your NLP is the key that will help you change your destiny.

Changing your texts.

There are two exercises that can help change your NLP. I notice as soon I stop doing them. The first action is repeating affirmations. The second action is keeping a gratitude journal.

It sounds a little hokey, but these two actions really can help you change your destiny.

Draft a script you can memorize. It should describe the best version of you and what you want to achieve.

Be specific and include deadlines. For five minutes each day, in the morning or before bed, close your eyes and recite your affirmations out loud.

Picture in your mind’s eye what you say. Feel the emotions of achieving your goals and being who you know you can be. Imagine what it will feel like, smell like, and sound like. Involved all your senses.

This will feel like a strange at first, but it’s a repetitive exercise that, over time, will change your NLP. When you change your NLP, you change your beliefs, change your behavior, and change your results. You change your destiny.

Next, while you practice affirmations, keep a gratitude journal, even on days when it feels like you have nothing for which to be grateful. Focus on the positive. As you focus more on expanding the positive, you’ll see more positive results.

It’s easy for our thoughts to drift into negative territory because we’re surrounded by negative stimuli. Plus, misery does love company.

If your coworkers aren’t getting you down about work, your boss is on you about your job. If you’re not depressed about the weather, the news does it’s best to make you blue.

A daily exercise that fights negativity will change your outlook and, therefore, your beliefs, your behavior, and your results.

The truth is that we’re all responsible for our results. The sooner you acknowledge that and manage your beliefs, the sooner you can change your destiny.

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You don’t need to be an obnoxious braggart to get ahead. In fact, you might be better off cultivating a little humility. Don’t be a jerk. Read More...

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We all hope to successful in life. There’s nothing wrong with that.

However, your success can be problematic if you’re arrogant about it.

Remember: even though you might be the hardest working person you know, chances are that someone has helped you along the way.

It helps to cultivate humility in your life. You’ll be a better person for it, and the people around you will be grateful as well.

Concepts

  • Reasons for a lack of humility in today’s culture.
  • Why humility is an important characteristic to develop.
  • The importance of acknowledging your own weaknesses.
  • Relationship between humility and gratitude.
  • Is it possible to be humble while still being engaged in personal branding?
  • Strategies for building your brand without being obnoxious.
  • Leadership strategies that are compatible with being humble.
  • The relationship between confidence and humility.
  • How to avoid falling into the trap of humble bragging.

This week’s “do nows” focus on ways you can cultivate gratitude in your life in order to avoid the pitfalls of arrogance. We include ideas for being grateful, as well as helping others. Our listener question addresses how it’s possible to grow your business without being a complete jerk.

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Resources

Developing humility as a leader
Importance of humility in democracy
Humility and the workplace
Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteve Stewart
Music bybensound.com

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We’re all losers at some point. The key is in learning how to lose like a winner. Read More...

I’ve been adulting for a quarter of a century now.

As someone raised in a very politically engaged family, though, I’ve been politicking for even longer. By the time I had civics in high school, my political views were firmly planted. I knew everything I needed to know and my beliefs were facts.

I’ve since learned much more about myself and how the world works. I’ve learned that our ignorance doesn’t so much lie in what we know but rather in what we don’t know.

My biggest political mistake was not considering what I didn’t know, or that the opposite of what I know could also be true.

With this engagement and hindsight that I can say that in my lifetime each successive presidential election has been increasingly divisive. I’ve also noticed that the loser loses harder with each successive presidential election. This is true with both parties, as evidenced by the last five elections.

I don’t discount voters’ emotions and passions. I’m concerned about how our growing inability to learn how to lose with grace affects our national dialogue, our ability to work with differing political parties, and our progress as a country.

Since the most recent election, I’ve thought a lot about positive responses to losing. Below are three ways to learn how to lose that, to my mind, would improve our national dialogue, our ability to work together, and our progress.

Make a statement, not noise.

When I think of examples of recent leaders who set the benchmark for clear messages, I think of Dr. Martin Luther King Jr. and Harvey Milk.

They both came to prominence at a time of great political and violent upheaval for their respective causes.

During the Civil Rights and Vietnam War Era, Dr. King advocated non-violent resistance. He famously said, “Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that.”

Milk surprisingly encouraged talking. The most pain Milk wanted to inflict was for LGBT people to come out to friends, family, and colleagues.

He argued, “I know that it is hard and will hurt them, but think about how they will hurt you in the voting booth!” Lasting change happens in the voting booth and it’s hard, though not impossible, to vote against people who know and love you.

Rioting, name calling, the burning of effigies, fighting, and all other forms of violent behavior do nothing to win the hearts and minds of the opposing side. Such acts simply make people stand more firm in their existing beliefs and make voters in the middle of the road sympathetic to those being attacked. This noise does not serve the long-term cause.

As activists, Dr. King and Milk set the bar for making statements rather than noise.

How to lose like a winner.

Our culture has enough sore losers. We rather need more people who win when they lose.

In 1965, a boy was born in England to West Indian immigrants. By high school, he excelled in track and field. By the age of 20, he broke the British record for the 400 meters and broke it again two years later.

After winning several international titles, he was primed for the 1988 Olympics in Seoul Korea. Due to an injury, he had to back out of his race at the last minute. Determined to achieve Olympic glory, he had several surgeries to remedy his injury and continued his training.

By the 1992 Olympics in Barcelona Spain, he was ready. With good performances in the first round and quarter-finals for the 400 meters, success was his to grab. Halfway through the semi-final, his hamstring tore. This eliminated any chance of Olympic glory but for the fact that he will go down as one of history’s greatest losers.

I challenge you to watch this video of Derek Redmond  triumph and not get emotional. As Redmond’s dreams crashed around him, he held his head high and set the bar for losing.

Redmond’s ability to be a good loser gave him the kind of Olympic glory few will ever overshadow.

Exercise self-reflection.

For those who read my articles on Adulting, you know I’m a super-fan of the “transformational life coach” Lisa Nichols.

Most people know of Nichols by her appearance in The Secret. Nichols continues to inspire people to live bigger, better lives through her personal story, her gift of public speaking, and her many books.

Nichols grew up in the rough neighborhoods of South Central Los Angeles and, as she claims, was a below average student. In much of her work, she shares that a teacher once advised that she “get a desk job.” Another told her she’s not a good writer, and yet another recommended that she “never ‘speak’ in public.”

Later in life, Nichols found herself a single mother living on government assistance. At her lowest point, she had only $12 in her bank account and couldn’t buy diapers for her baby.

Nichols is now a transformational speaker who commands six figures for speaking in public. She’s had seven books listed on the New York Times Best Seller’s List. She is one of only two African American women founders to have a publicly held company listed on the NASDAQ.

How does one go from seemingly having no opportunities to being a multimillionaire positively changing people’s lives? You learn how to lose better.

She looked internally to make herself bigger, better, smarter, and stronger. As she says, she “ate a daily dose of ‘humble pie’” to learn what she needed to learn to affect positive change in her life and thereby affect positive change in the lives of others.

By all accounts, Nichols could’ve claimed that she was disenfranchised by her teachers. She could’ve said the institutions were designed to work against her. She could’ve blamed her circumstance on the father of her child. She could’ve said she wasn’t smart enough or good enough.

Nichols could’ve chosen to stay on government assistance. She could’ve masked her pain in drugs and alcohol. She could’ve chosen a life of violence and anger.

She didn’t. She said, “How can I be better?” She made herself step up to the plate and scored a World Series grand slam in this game called life.

These four people, Dr. King, Milk, Redmond, and Nichols, all of whom could’ve lost hard chose to lose better. That, my friends, is how you lose like an adult.

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2016 really felt like the worst. Now that it’s over, we can breathe a sigh of relief. But was it really that bad? Are we just drama queens? Read More...

Many of us had just begun the process of putting our holiday decorations away and enjoying the beginning of 2016 when we heard the news: David Bowie died two days after his birthday.

It caught us off guard. We didn’t even know that he was sick.

WTH?

Collectively, we began mourning his beautiful music and the effect that his music had on our lives. The Thin White Duke was gone.

Celebrity deaths were everywhere in 2016.

As the year continued, it felt like 2016 had it in for us. Many of the people who were part of the tapestry of our lives weren’t going to get out of 2016 alive.

Prince, Mohammed Ali, Alan Rickman (Snape from The Harry Potter Series), Gene Wilder, Glenn Frey, Harper Lee, and Fidel Castro. The alarming thing is that this is the short list.

And let’s not forget the late-year tragedy of losing Princess Leia/General Organa. NOOOOOOOOOOOOOOOO!!!!!!!!

It didn’t feel like we were drama queens as we continued to wrack up more losses even until the very end of 2016. It felt like the obvious response to emotional stress.

Was this the worst presidential election ever?

On top of all of the people dying, we were inundated by the constant sharing of the dulcet tones of Donald Trump and Hillary Clinton making their cases for the presidency.

All day long. We couldn’t escape them, online, on TV on our cell phones, and any other place we found ourselves browsing for information. And we couldn’t escape friends and family talking about politics.

As we moved further into 2016 it began to feel like we were under fire.

Or, was our perception of what was going on in our world skewed by the constant availability of news, newsfeeds, and friends sharing things that would otherwise slip our notice?

Was our belief that 2016 had been a crappy year a result of the skillful targeting of Facebook ads and fake news stories? Was the real issue with 2016 that we had too much information available to us at all times?

Sometimes I think ignorance is bliss.

I found that, compared to other years, 2016 did feel like an exceptionally difficult year. And, as I wrote this post I decided to reflect on this. Was 2016, in fact, a difficult year? Or was there something else going on that I didn’t want to admit?

Are we all just a bunch of drama queens?

Life happens.

Life isn’t always easy. It’s messy, chaotic, and it’s not always pretty. Life is a gift, but it’s a gift that comes with the following reality: life is balanced out by death.

And, without being too morbid, death happens when you least expect it.

But 2016 was rough not just because of the beloved celebrities who passed away. It was rough because it felt like our way of life was dying. To me, it felt like the spirit of America in the way that we knew it was going away and maybe that was what was what we were having a collective reaction to.

And, let’s also be honest, as we get older our awareness of the mortality of the people in our lives becomes more acute.

We’re a lot more aware of the threats to our own lives and safety and with the ability to: Google, Facebook, and Twitter. Excessive amounts of frightening information leaves us shaking in our boots.

We begin holding our loved ones tighter and when situations like: terrorism, the shooting in Orlando, or natural disasters. We hold our breath until we’re sure that everyone we love and care about are OK.

We’re not drama queens for reacting to the changes we experience. Most people (myself included) resist change, especially when that change feels like an unwelcome visitor that just won’t go away.

So, are we drama queens?

I just think we’re human.

Perhaps the real issue that needs to be addressed is how to manage the emotions that come from the unexpected moments that break our hearts.

Own your feelings. David Bowie or Prince dying broke your heart because you are remembering the first time you heard “Let’s Go Crazy” or “Ashes to Ashes” and the way that you played it over and over again. Own it.

Do you love or hate how the election turned out? Are you frightened or thrilled by the outcome depending on your political philosophy? Own it.

Are you frightened of your own mortality? Be honest.

The most important piece of advice that I can give you is to embrace life. Embrace your loved ones. Don’t live in fear of the next shitty thing that may happen. Take each day as it comes because ultimately, you woke up that day.

I’ve had more shitty situations in my life than I would like to admit.

Some of those situations were my own fault, while other situations were the result of life happening. In every instance, I had to focus on becoming resilient and figure out ways to keep from being overwhelmed and demoralized by these situations.

But, let’s be honest, most years are a mixed bag.

At least you woke up today. Don’t take it for granted that life will always run smoothly.  And, yes, 2016 was pretty shitty.

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Here’s the best way to handle children involved with extracurricular activities. Juggle much? Read More...

Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!

In this episode, Adulting.tv welcomes Matt Schulz, the founder of SocceredUp.com. Matt joins Harlan and Miranda to talk about being a parent of a child or children who are engaged in extracurricular activities, including sports. We discuss everything that goes into being a great sports mom or dad.

SocceredUp.com is a site devoted to helping new fans know the game better and love it more by teaching about not just the rules but also about the people, places and things that make the game great.

In his day job, he is a nationally recognized personal finance expert. As Senior Industry Analyst at CreditCards.com, he has appeared on The Today Show, CBS Evening News, CNBC and hundreds of TV and radio stations around the nation, as well as being quoted by major publications such as The Wall Street Journal, New York Times and USA Today.

Watch the video above or listen to just the audio by using the player below.

Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteven Flato
Music bybensound.com

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Don’t just make a list of goals. Make resolutions that actually matter and will truly change your life. Read More...

Every year people set New Year’s resolutions.

Feeling that this year will be different, they choose a few goals, announce them on social media and get ready to feel accomplished.

Then, before Valentine’s Day hits, they’ve forgotten whatever it is they promised to do.

New Year’s resolutions are a good idea, only if you can make resolutions that matter and keep them. Here’s how to find and reach the goals that can truly change your life.

What do you get jealous of?

I’ve often found that the things I’m most envious of in other people are things I really want for myself.

For example, I’m not jealous of someone having a baby because I don’t really want kids. But I’m jealous of someone who’s making a living with their blog because that’s my biggest goal.

Think about when you’re jealous of other people. Is it when you see a friend who’s lost a lot of weight? Or is it someone who got back from a month-long trip around Asia?

What’s your biggest priority?

Some people treat new year’s resolutions with the same ferocity they approach an all-you-can-eat buffet. Then they wonder why they’re burnt out and exhausted after a few weeks.

Narrow your list of resolutions to what you really care about. Maybe you want to run a marathon and grow your side business. Trying to achieve both goals might drive you crazy to the point that you quit working on both.

Maybe you want to run a marathon and grow your side business. Trying to achieve both goals might drive you crazy to the point that you quit working on both.

Pick a goal that matters the most to you. It doesn’t mean you can’t work on the other, but choose one as your priority and give it your all.

If you’re not sure how to pick a goal here are some questions to ask:

  • What will have the biggest impact on my life
  • What will make me most fulfilled?
  • What have I always dreamed of doing?
  • What have I been too scared to try or afraid to fail?

Everyone’s resolutions are personal. What works for your best friends might not be good for you. Don’t feel pressured to choose a resolution because it’s what you think you should do.

How to keep those resolutions.

The hard part is keeping the resolutions you make. If you’re looking for a little help in that area, here are some of my favorite ways to stay on track:

Remember your why.

Every resolution comes from a starting point that many people seem to forget once January ends.

Keep a reminder of why you chose your resolution. For example, you can use a vision board, post-it note on your bathroom mirror, or a picture on your phone background to remind you of your reason.

For example, if you want to prepare for a hiking trip in September, an image of where you’re going might motivate you to hit the gym every week.

Set rewards.

Many resolutions have few rewards or incentives until you reach the end.

If you want to write a novel, you won’t feel truly satisfied until you finish it. That can slow you down and make you feel discouraged.

Allow yourself to celebrate the milestones you reach along the way. For example, for every 50 pages you write, treat yourself to a new book from your favorite writer or a night out at a beloved restaurant. Acknowledging how far you’ve come can keep you motivated when the end seems far away.

Find an accountability partner.

Studies show that people who exercised with a buddy had greater success than those who did their workouts alone.

No matter your resolution, an accountability partner can help you. You can ask a friend or find one online in a forum related to your goal. Schedule regular check-in sessions and set concrete goals with deadlines.

Choose SMART goals.

A resolution that’s more likely to succeed needs to be SMART: specific, measurable, achievable, realistic and timely. For example, wanting to lose weight is too vague. Here’s an example: I will lose 50 pounds by working out twice a week with a trainer at my local gym.

Keep your goal to yourself.

Research shows that people who share goals before reaching them feel the same sense of accomplishment we those who complete them. Why try to accomplish your goal if you’ve already gotten the emotional satisfaction? Also, if you reveal a personal goal and someone criticizes it, you might get disenchanted. work on your resolution privately. It’ll also teach you to not seek validation from others and instead find it in yourself.

Why try to accomplish your goal if you’ve already gotten the emotional satisfaction? Also, if you reveal a personal goal and someone criticizes it, you might get disenchanted.

Work on your resolution privately. It’ll also teach you to not seek validation from others and instead find it in yourself.

Keep a journal.

For goals that aren’t based on numbers or dollar figures, it can be harder to keep track of your progress. That’s why I recommend keeping a journal or blog where you write down how your resolution is going.

If you’re trying to be less judgmental, writing down your thoughts about being judgmental can help you gain more understanding on how to achieve that.

Anytime I journal regularly, I feel more connected to my feelings and thoughts.

Pay attention to what matters to you, and work to make and keep resolutions that will enhance your life.

What are your favorite resolutions? How do you plan to achieve them?

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