Do you YOLO? Here’s how to party today and prepare for financial freedom tomorrow. Read More...

Many Millennials are putting off traditional life milestones like marriage, buying a home, and starting a family. Many Millennials have subscribed to the “you only live once” – YOLO.

Travel is a big deal for many young adults who want to experience life before responsibilities and age weigh them down. But do you risk running out of money later?

You don’t have to give up experiences now. Plan ahead, and take steps to be responsible with your finances, and you can YOLO now, and still achieve financial freedom later.

Be sure to listen to our suggestion for things you can do right now to set yourself up for success in the future, even while you YOLO today, like creating a life map and investing.

Concepts

  • Do you really need to hit the “traditional” life milestones in “proper” order to be an adult?
  • Why now is a good time to YOLO.
  • You don’t have to travel abroad to YOLO. There are plenty of ways to seize the day without leaving the country.
  • How to be smart with your money, even while you have a good time.
  • Tips for laying a solid foundation so that your YOLO adventures don’t lead to financial ruin.

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Resources

The AtlanticHow millennials are changing travel

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Can you rent forever and still be an adult? We think so. Here’s why we love renting. Read More...

Should you buy or rent? You’ve heard about the importance of homebuying as a life and money milestone. But do you really need to buy a home to be an adult?

We wade into the homebuying debate — on the side of renting. Miranda has actually owned a home, and never wants to again. Harlan has never bought, and he’s not sure he wants to deal with a mortgage and all the expenses that go into owning a house.

Miranda and Harlan tackle the homebuying debate and look at why it seems like such a big deal, and talk about how you can rent forever and STILL be an adult.

Concepts

  • There seems to be a lot of handwringing over millennials and their low rates of homeownership. Why are millennials reluctant to take the plunge?
  • Why does society place such an emphasis on homebuying?
  • What are the main points of the homebuying debate?
  • Tips for deciding whether it makes more sense for you to buy or rent.
  • Reasons that renting can be a good lifestyle choice.
  • The difference between buying property as an investment and buying a primary residence.

Where do you stand in the homebuying debate? So you think buying is preferable to renting? Or do you think it makes more sense to be an eternal renter once you move out of your parents’ house?

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Resources

The AtlanticWhy millennials avoid buying homes
The New York TimesBuy vs. Rent calculator
AnnualCreditReport.comCheck your credit report

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Get organized. At the very least, you’ll know where your car keys are. Read More...

After losing weight, the #2 New Year’s resolution in 2015 to get organized. There’s a very good chance that the numbers are similar for this year. After all, who doesn’t want to feel like they have a handle on life. Organization tends to help you feel like you are ready to face the world. Or at least tackle the day.

Concepts

  • Learn about the health benefits that come when you get organized.
  • Could you improve your relationships by being better organized?
  • Tips for avoiding over-scheduling and over-promising.
  • Tools that can help you get organized — and stay that way.

Some of the organization apps mentioned in this episode include Evernote, Trello, Asana, and Remember the Milk.

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Resources

Statistic BrainNew Years resolution stats
Good HousekeepingHealth benefits of organization

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Step away from the phone. Engage with your fellow humans. Read More...

Technology is great when you want to connect with others — but it can also be an addictive distraction.

The truth is that we are wired to connect with people, and constantly playing games on our phones or using social media can actually make us feel worse. Plus, you think you’re multi-tasking, but you’re really not.

Concepts

  • Why is it so tempting to use your phone or other devices all the time?
  • Is overuse of technology impacting your emotional health?
  • Could your relationships improve when you put down your phone?
  • Tips for making real connections with people, rather than relying on the phone.

Show the people in your life that they really matter. Learn to connect, and put down the phone. Read Harlan’s article on developing relationships with your loved ones, rather than disconnecting with the help of devices.

Listen to the podcast for specific things you can do right now to end your mobile device distraction.

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Resources

CNNImages of people without phones
NPRThe myth of multitasking
Scientific AmericanWe are wired to connect to others
University of California BerkeleySocial connection = happiness
Psychology TodayIs tech making kids moody?
Anil DashThe joy of missing out

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Stressed out? Can’t slow down? Your health will suffer if you can’t find some inner peace and relax. Read More...

Do you have trouble relaxing?

It’s not always easy to relax — especially since the harder you try, the worse it is.

It’s important to find time to relax, but most busy people often find it difficult. We’ve got some tips for you. When you are unable or unwilling to relax, your stress levels can negatively impact your physical and mental health, your mood, and your relationships.

Slow down. Breathe deep. RELAX!

Concepts

  • Why is it so important to learn how to relax?
  • What makes relaxing so difficult in today’s world?
  • Can your health really be impacted by stress?
  • Is “multitasking” making it more difficult for you to relax?
  • How to begin relaxing on your own.

You don’t have to be productive all the time. Take the time today to start spending a little time doing something enjoyable and relaxing. From breathing techniques to teach you calm, to taking the time for self-care, here’s what you need to know if you want to relax.

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Resources

NPRWhat causes stress in people’s lives?
GuardianHow multitasking is bad for your brain
New York TimesHow relaxation makes you more productive
HarvardHow breathing can help you
WebMDStep-by-step breathing exercises

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You aren’t really adulting until you have your own place. Here’s how to make it work. Read More...

Are you ready to move into your own place? Chances are that your first place will be a little on the shabby side — at least it should be if you want to say that you really did it right.

Before you move out, make sure you have an idea of what you’re getting into. In this episode we talk about what you need to know when you get into your first place, from how to choose a location, how to make sure you have enough money, and what you need to look for in your lease. We’ll even tackle the thorny issues related to roommates.

Concepts

  • Can you afford to get your own place?
  • Tips to make your first place more affordable.
  • Reasons to consider something cheap to start.
  • What you need to know about signing your first lease.
  • How to look for a good roommate.

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Resources

U.S. Bureau of Labor StatisticsA look at millennials and moving out.

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What is the meaning of life? The answer is a little more complicated than 42. Here’s how to find your own purpose. Read More...

What’s the meaning of life? The reality is that the answer is a little more complex than 42.

Join us as we explore the meaning of life — and how you can bring your own meaning to your days through exploring your purpose and the larger things you’d like to do with your time.

This episode offers steps you can take to find your own purpose and begin moving forward to create a life that you enjoy and feel good about.

Concepts

  • What is the meaning of life?
  • Why are we so interested in finding a higher purpose to life?
  • Are there steps you can take to learn how to find your own meaning to life?
  • How a life map can help you identify what matters most to you.
  • Reasons to think about your legacy.

Don’t forget to create a life map by using a process described by Harlan. His own life map is interesting — and can offer you inspiration as you search for your own purpose in life.

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Resources

Huffington PostFind more meaning in your life.
CNNFind purpose in your career.
Brain PickingsInsight from Leo Tolstoy’s spiritual crisis.
About.comOverview of Maslow’s Hierarchy of Needs.

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Worried about what happens when your self-discipline breaks down a little bit? Here’s how cheat days can help you recommit and reach your goals. Read More...

Could cheat days actually help you accomplish your goals?

We praise self-discipline a great deal, and even we acknowledge that sometimes you just have to suck it up and do what you need to do. However, there are times that cheating a little can help you accomplish your goals.

Before you decide that you can’t have any fun, consider that adding cheat days to your routine could actually help you in the long run.

Concepts

  • What are cheat days?
  • Should you even use the term cheat days? What does it imply when you think that your life is no fun?
  • How can fudging a little on your discipline help you accomplish your overall goals?
  • Tips for making cheat days more effective.

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Resources

American Psychological AssociationInformation from the APA at about will power and its limits.
University College of LondonUniversity College of London busts the myth of the 21 day habit formation.
MyFitnessPalMy Fitness Pal breaks down the problems with cheat days and how they can slow you down.
WebMDWebMD explains how to use cheat days to boost your willpower and reach your goals.

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Being alone doesn’t mean you have to be lonely. Learn to love yourself. Read More...

We’re taught to fear being alone, but it’s actually healthy adult behavior to enjoy some down time without others around.

However, there is a difference between being lonely and being alone. If you want to enjoy being alone, it’s important to get to know yourself — and find worthwhile activities to fill the hours.

In this episode we’ll talk about how to learn to enjoy being alone, and how to balance that with the need for social interaction.

Listen for the Do Nows that will help you find alone time no matter how busy you are, as well as help you figure out what you like about yourself.

Concepts

  • What is the difference between being lonely and being alone?
  • Is it possible to enjoy being alone?
  • How can you get to know and life yourself better?
  • What activities are best for when you’re alone?
  • How do you balance alone time with social obligations?

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Resources

Psychology TodayThe importance of being alone and learning to love yourself
PsychCentralHow you can enjoy being alone without feeling lonely

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Let’s be honest: when we talk about being a cheap holiday Grinch, it’s about the money. The good news is that you can spread holiday cheer without breaking the bank. Read More...

Are you a cheap holiday Grinch?

As an adult, you need to realize that you have responsibilities to others. During the holidays, society expects you to give to others and tips a little extra. You don’t want to be the cheap holiday Grinch that others despise.

We take a look at giving, how to properly tip, and what it means to spread holiday cheer.

Our Do Nows help you identify who needs a tip, as well as strategies to help you enjoy the holidays without breaking the bank.

Concepts

  • The realities of holiday tipping in our society.
  • Who should you be tipping? And how much should you give?
  • What makes you a cheap holiday grinch?
  • How to enjoy time with family and friends during the holidays without spending more than you can afford.
  • Tips for writing a holiday note or card to add extra holiday cheer.
  • How to maintain relationships throughout the year.

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Resources

Country LivingInexpensive and easy DIY gift ideas for the holidays.
Emily PostVisit the Emily Post Institute for tipping etiquette

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