It’s hard to say no, but sometimes you have to for reasons. You’re still a good person. Read More...

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How many times have you said yes to someone — and then wished you hadn’t?

We all want to say no when we feel overwhelmed, or really don’t want to do something. And yet, we find ourselves saying yes.

It’s even harder to say no when you are facing a request from a loved one.

Sometimes, you need to say no to protect your sanity, your health, and your time. If you have an addiction to saying yes, it’s time to break it. We’ll show you how.

Concepts

  • Some of the reasons it’s difficult to say no to loved ones.
  • Concerns about how you look to others, and why that makes it hard to say no.
  • The problems with saying yes just to avoid conflict.
  • Ways that saying yes all the time can actually hurt you — and your relationships.
  • The important role saying no has in self-care.
  • Dealing with saying no to your kids and being a parent.
  • Practical tips for how to say no to loved ones without offending them.
  • Strategies for buying yourself time and space to say no.

This week’s “do nows” focus on how you can get a better handle on your situation. We offer tips on how to say no, and strategies for practicing saying no. You can make an effort this week to stop saying yes to everything. Stick with your priorities and say no to things that will just add stress to your life.

Our listener question deals with the thorny issue of making accommodations in a relationship. Should you say yes to avoid being dumped? Or is it time to make serious changes to your relationship so you aren’t being steamrolled all the time?

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Resources

Why is it so hard to say no?

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Fake news is so enticing that real facts often have no impact on other people’s beliefs. Read More...

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Fake news seems to be the latest buzzword.

Every time you turn around, someone is accused of peddling fake news.

The ramp-up in inaccurate stories during the last election is well-documented, and we continue to see the fallout.

On top of that, it seems like no one actually cares about facts. It’s all “feelings” and “opinions” and, as Stephen Colbert puts it, “truthiness.”

How can you tell the difference? And does it even matter anymore?

Concepts

  • Facts DO matter. We shouldn’t be making big policy decisions based on lies.
  • The difference between fake news and biased perspective.
  • The problems with using facts in your argument.
  • Unfortunate truth that fear and other emotions often matter than truth.
  • The role of social sharing in the spreading of lies and fake news.
  • How the internet allows us to build an alternate reality.
  • Signs that you are looking at fake news.
  • A handy guide for figuring out which news sources are reliable, no matter which side you’re on.
  • How fear-based news can actually change your brain.
  • The idea of demanding integrity from our leaders.
  • An examination of how things are different right now.

This week’s “do nows” are all about checking your biases. You need to engage in self-reflection and be brutally honest with yourself. Your news sources might not be the best sources of information.

Also, we also encourage reflection about the types of things you share on social media. Finally, don’t forget to get information from sources you don’t agree with. It can be uncomfortable to challenge your worldview, but it’s important.

Our listener question looks at what to do if you find your parents are being influenced by fake news.

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Resources

Did fake news really influence the election?
How fake news is produced in Macedonia
Man opens fire at pizza restaurant
Donald Trump accuses CNN of being fake news
How facts don’t matter to people
How people build their own alternate realities

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Our guest, Katie Evans, is a career coach who focuses on the intersection of fulfillment and employment. Here’s how you take back your lunch hour. Read More...

Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!

Show Notes

Katie Evans is a career coach whose clients approach her mainly because they are disconnected from and unfulfilled by their jobs. In this episode, Katie joins Harlan and Miranda to talk about making the most out of the intersection of career and happiness. Does it matter if our jobs provide meaning in a deeper level?

Katie encourages her clients to delve into their values. Perhaps a job is just a way to make money to provide the ability to focus on other things in their spare time.

In her former corporate job, Katie was unhappy and unfilled. She, like many in the corporate world, equated working long hours with success, but Katie found that approach to be detrimental to the rest of her life’s priorities and despite several promotions, felt like she hit rock bottom. Listen to her story to find out why, and how she Katie discovered what her values were, the one thing that trigger change, and how she works with her own clients now to help them find their new definitions of success.

Katie Evans is a life and career coach working with women to help them excel in a purposeful career while staying healthy and happy. Prior to coaching, Katie rose quickly to a Senior Director position within advertising but learned the hard way about the importance of prioritizing your wellbeing.

Listen to the podcast audio by using the player above.

Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteven Flato
Music bybensound.com

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Before long, there will be a recession, depression, or financial collapse. You can count on it. You can also prepare. Read More...

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OMG. Are we facing another financial collapse?

Some people think that we might be facing another recession — or even a depression.

Even though downcycles are a normal part of the economy, it’s hard for us to feel good about them. After all, no one likes the idea of hard financial times.

While we might not be facing a total financial collapse, the reality is that things might be getting harder for the middle class. Widening income inequality and a fraying safety net could lead to problems.

If you don’t want to be caught up in the problems, it’s a good idea to prepare your finances so you are ready for whatever comes.

Concepts

  • An honest look at the reality of downcycles and recessions.
  • Why it’s important to understand that there is no way to avoid all financial problems.
  • Is a complete financial collapse truly likely?
  • The importance of looking at your own life, and not just focusing on the wider economy.
  • Consequences of a shrinking safety net at the same time income inequality is growing.
  • The importance of cultivating income diversity as a way to proect yourself.
  • Potential skills that can transfer from one career to the next.
  • Financial moves, like paying down debt, you can make to better position yourself to avoid being a victim in a financial collapse.
  • The truth about stockpiling gold.
  • The kinds of survival skills that are actually useful during a true apocalypse situation.

Don’t forget to stick around for this week’s “do nows.” We talk about how you can create a financial priority list to protect you from problems, as well as start updating your resume and brushing up on in-demand skills.

Our listener question tackles the idea of moving abroad to escape the financial collapse you might be worried about.

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Resources

The next financial crisis has already begun
Donald Trump will boost national debt
The American social safety net is gone
How to build long-term food storage

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For a limited time you’ll receive our new book, The Best Bank Accounts for Adults, when you sign up!

Clayton Daniel shows how you can use the money and time you have today to fund your ideal lifestyle. Read More...

Once in a while, we present Adulting.tv LIVE! Subscribe on YouTube to hear about future events, and share your questions about or suggestions for our next discussions!

Show Notes

Our regular hosts, Harlan and Miranda, are joined today by regular Adulting.tv contributor and guest co-host, Jana Lynch. Today’s guest is Clayton Daniel, author of Fund Your Ideal Lifestyle.

What is it that you really want out of life? Are you spending too much time at work? Here’s how to stop feeling like you’re wasting the best years of your life.

Happiness and fulfillment come about when you identify what you want and find ways to achieve it with the resources (time and money) that you do have.

Clayton Daniel is a personal finance expert specializing in cognitive minimalism: the belief that outsourcing the greatest stresses in life such as money to technology and automation, result in better performance across every other area of life. Visit Clayton online at Fund Your Ideal Lifestyle.

Clayton spent ten years of his corporate career in accounting and financial advice. As personal finance flourished online, Clayton identified a broadening gap between what could be offered through financial planning, and what genuinely helped people succeed in achieving what they wanted out of life.

Clayton’s professional experience is in tax accounting, and financial advice with Dixon Advisory, AMP and his own company Hillross Silverstone. He has worked with the AFA, XY Adviser and the University of NSW.

Listen to the podcast audio by using the player above.

Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteven Flato
Music bybensound.com

Like what you’ve heard?

Join other #adults who receive free weekly updates.


For a limited time you’ll receive our new book, The Best Bank Accounts for Adults, when you sign up!

Boom. You’re the boss. Good job. Now that you’re done celebrating, it’s time to make sure you’re a manager that people actually like and respect. Read More...

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Congrats! You’ve got a promotion. Now you’re the boss!

It’s exciting to know that your hard work has been noticed and that you are being rewarded with new responsibilities.

The hard part, though, happens when you have to manage your peers.

Now you need to be in charge and hold your co-workers responsible. It’s not always easy. Plus, on top of all that, you’re in a place where you’ve got a learning curve. Managing is a different animal altogether, even without the added stress that comes when you manage your peers.

Here’s what you need to know about being a boss for the first time.

Concepts

  • Reasons that so many of us suck as first time managers.
  • It’s harder to be “one of the guys” when you manage your peers.
  • Why it’s easier to be a boss when you’re in a new place, where you don’t know as many people.
  • How scary it can be. You don’t want to make mistakes.
  • Is overconfidence a problem?
  • Maybe underconfidence is an issue?
  • Tips to help you better manage your peers.
  • An overview of leadership qualities that can help you move to the next level.
  • How to build trust with others.
  • Information on good listening techniques.

This week’s “do nows” focus on figuring out what made your worst managers so bad. Look at what you hated, and reflect on your own shortcomings. Try to avoid being what you hate.

We also have a great listener question about what to do if you don’t feel like you’re ready to be a boss and manage your peers.

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Resources

Better manage your peers
Why first time managers fail

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Tired of feeling lonely and left out as everyone around you finds true happiness with a partner? It doesn’t have to be this way. Embrace solo life. Read More...

The best way to support Adulting.tv is to subscribe and leave us an honest review. Thank you!

Is everyone you know getting together with someone?

We’ve all been there. You’re routinely the only person without a “plus one.” But does it feel like it’s getting a little ridiculous?

There’s nothing wrong with being single, and some people even love it. But it’s hard to get comfortable with solo life when you feel like everyone else is finding true happiness while you miss out.

But it doesn’t have to be that way. Even if you are looking for a special someone to spend part of your journey with, you can still enjoy the solo life.

Concepts

  • Society focuses a great deal on relationships, and that can add to anxieties about finding “the one.”
  • The basic need of belonging.
  • How the idea of marriage as a societal need influences us — and why it might be wrong.
  • Pressure from social media and the need to show off a relationship.
  • Some of the drawbacks of living the solo life.
  • Problems with feeling desperate and settling for someone.
  • How to strangle feelings of jealousy for your friends.
  • Tips for learning to love being alone.
  • Ideas for finding other people to spend time with while still enjoying the solo life.

Plus, don’t miss out on this week’s “do nows.” They focus on developing non-romantic connections with people in your area so you don’t feel as big a hole when you don’t have an S.O. and setting a “date night” with yourself.

We’ve also got a great listener question about how to deal with those nosy folks who keep bugging you to find a boyfriend/girlfriend and “get on with it.”

Become a Friend of Adulting

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Join the Friends of Adulting! Please leave an honest review on Apple Podcasts. We would really appreciate the feedback!

Resources

When everyone around you is in a relationship
The AtlanticSociety will be just fine without marriage

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You don’t need to be an obnoxious braggart to get ahead. In fact, you might be better off cultivating a little humility. Don’t be a jerk. Read More...

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We all hope to successful in life. There’s nothing wrong with that.

However, your success can be problematic if you’re arrogant about it.

Remember: even though you might be the hardest working person you know, chances are that someone has helped you along the way.

It helps to cultivate humility in your life. You’ll be a better person for it, and the people around you will be grateful as well.

Concepts

  • Reasons for a lack of humility in today’s culture.
  • Why humility is an important characteristic to develop.
  • The importance of acknowledging your own weaknesses.
  • Relationship between humility and gratitude.
  • Is it possible to be humble while still being engaged in personal branding?
  • Strategies for building your brand without being obnoxious.
  • Leadership strategies that are compatible with being humble.
  • The relationship between confidence and humility.
  • How to avoid falling into the trap of humble bragging.

This week’s “do nows” focus on ways you can cultivate gratitude in your life in order to avoid the pitfalls of arrogance. We include ideas for being grateful, as well as helping others. Our listener question addresses how it’s possible to grow your business without being a complete jerk.

Become a Friend of Adulting

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Join the Friends of Adulting! Please leave an honest review on Apple Podcasts. We would really appreciate the feedback!

Resources

Developing humility as a leader
Importance of humility in democracy
Humility and the workplace
Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteve Stewart
Music bybensound.com

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Every year you have to wade through health insurance plans. It’s such a PITA. We’ve got your guide to figuring it out. Read More...

The best way to support Adulting.tv is to subscribe and leave us an honest review. Thank you!

Choosing health insurance is a huge PITA. You know it. We know it. Everyone knows it.

Unfortunately, it has to be done.

In this episode, we talk about the realities of the health care system, and we discuss what you need to know when navigating your choices. It’s never pretty, but you can make the best of the situation.

Concepts

  • An overview of the health care and insurance system.
  • Reasons that choosing health coverage is so difficult.
  • What you need to know about costs and health care coverage.
  • The ACA and your health care choices.
  • Tips for figuring out what coverage you need.
  • Strategies for evaluating your health insurance options.
  • Understanding health insurance alphabet soup: HMO, HSA, PPO, EPO.
  • When a high-deductible plan might make sense (and when to avoid it).
  • Ideas for reducing health care costs.

Pay attention to our “do nows” so that you can start mapping out your next steps for getting the right health insurance, including understanding how provider networks work. Our listener question deals with your options for affordable health insurance.

Become a Friend of Adulting

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Join the Friends of Adulting! Please leave an honest review on Apple Podcasts. We would really appreciate the feedback!

Resources

Difficulties of choosing health insurance
Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteve Stewart
Music bybensound.com

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Do you have to start a side hustle to achieve financial independence? Here’s a practical look at the realities of starting a side gig. Read More...

The best way to support Adulting.tv is to subscribe and leave us an honest review. Thank you!

According to CareerBuilder, 29% of workers have side hustles. Chances are, if you spend any time online trying to figure out how to make more money, you have heard of a side hustle.

Indeed, a side hustle can be a way to earn a little extra cash. But it’s not the magical cure that many hucksters claim. Before you jump into someone else’s idea of what it means to make money, remember that “hustle” means “scam.”

You can do well with a side gig, but you need to be careful about how you proceed.

Concepts

  • Why are side hustles so popular, anyway?
  • How technology makes it easier than ever to make money with a side hustle.
  • Examination of how a side hustle can migrate into a lifestyle business.
  • Difference between a side hustle and a hobby.
  • A look at the history of side gigs and how they’ve changed over the years.
  • Downsides of a side hustle.
  • Understanding the impact a side gig can have on your life.
  • How to know when it’s time to give up on your side gig.

Use our “do nows” tips on figuring out if a side job makes sense for you. We also have ideas for helping you figure out exactly how which side hustles make the most sense for you. Our latest listener question addresses how to get a S.O. involved with your gig.

Become a Friend of Adulting

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Join the Friends of Adulting! Please leave an honest review on Apple Podcasts. We would really appreciate the feedback!

Resources

Millennials and side gigs
Income and the “American Dream”
Hosted byHarlan Landes and Miranda Marquit
Produced byadulting.tv
Edited and mixed bySteve Stewart
Music bybensound.com

Like what you’ve heard?

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For a limited time you’ll receive our new book, The Best Bank Accounts for Adults, when you sign up!